Aetna – Chesapeake, VA
Learn More About the Benefits of Aetna
Good oral hygiene practices like brushing and flossing are essential for preventing dental problems. However, they only cover about half of your oral care needs. According to the American Dental Association, it’s strongly advised that you get a dental checkup and cleaning every six months to maintain healthy teeth and gums. With dental insurance, you can receive top-notch care without financial strain. Our practice is in-network with Aetna to ensure you can achieve excellent oral health affordably. To learn more about your coverage, keep reading!
Aetna Coverage Availability & Fees
Aetna is one of the most popular insurance providers of comprehensive dental plans for individuals and families. By paying your monthly premiums, you gain access to a nationwide network of dental professionals and enjoy reduced rates for common treatments. Although each plan varies, most policies typically include:
- 100% coverage for preventive services
- 80% coverage for minor restorative services
- 50% coverage for major restorative services
Aetna's plans emphasize prevention to help avoid common oral health issues like tooth decay and gum disease, preserving your natural smile and reducing the need for costly treatments later. Studies show that every $1 spent on prevention can save $50 on emergency and restorative fees. With dental insurance, you can visit your dentist every six months for a cleaning and checkup after a copayment. If any issues are found, they can be treated promptly without the worry of a large bill.
After meeting your deductible, you can use your annual allowance to lower your out-of-pocket costs for common restorative services such as fillings, root canals, or gum disease treatment. Of course, we’re here to help you maximize your benefits before they expire at the end of the year. On average, less than 3% of Americans exceed their annual limits. If you don't maximize your allowance, you won't be reimbursed for your premiums or deductibles, and nothing will carry over. We understand dental insurance can be confusing, but you don't have to navigate your policy alone.
Meet Kayla
Should you have any questions or concerns about your Aetna insurance plan, don’t hesitate to ask Kayla for help! Not only will she gladly file claims on your behalf, but she’ll do her best to fully maximize your benefits. Plus, she’ll verify your coverage beforehand to ensure you aren’t left with any surprises on your bill. With her help, you can get the care you need at a price that’s within your budget.